Coping with high cost of food and other essentials

 Nneoma Ahukanna and Nightengale Ben-Onyeukwu

Food stuffs

In Nigeria presently, the prices of food stuff, cosmetics, medicine and other essentials for daily living are getting out of the reach of the average household. With the cost of food stuff and other essentials hitting the rooftop, how are families and individuals coping and what ways can government intervene to help mitigate the ravaging hunger plaguing the nation?

This article explores the rising cost of food in Nigeria, a pressing issue impacting families across the country. Through the voices of everyday citizens, we hear firsthand accounts of the challenges in affording basic necessities. From a motorcycle mechanic to a community leader, the narrative paints a picture of a struggling population forced to adjust their eating habits and livelihoods in the face of economic hardship.

Odinaka Ikechukwu, a motorcycle repairer, confidently expressed, ‘I am a machine (okada) mechanic, and machines break down every day, so many people bring their bikes to me. I earn at least 10,000 naira a day from that alone. Sometimes, I make 15,000 naira, plus the other business I do with my wife. So, the high cost of living or food doesn’t affect me and my family. As a man with a trade that doesn’t rely on a monthly salary, I don’t worry about going hungry. My eating habits haven’t changed. I have four children, and I can provide for them well. As long as I have God, I have everything. With God on my side, I'm not troubled by the rising cost of food. I won’t complain as long as God is helping me.’

Chigozie Ekenze lamented, ‘I can no longer provide for my family as I used to. This economic hardship isn’t just affecting me, but everyone. How can you tell me that a bottle of coke, which used to cost 200 naira, is now 300 naira? A sachet of water that was previously 2 for fifty naira is now 1 for 50 naira. Milk sachets, once sold for 80-100 naira, now go for 150 naira. Even stock cubes, once sold in packs of 12 for 100 naira, are now sold in packs of six for the same price. A packet of spaghetti, which used to cost 500 naira, now ranges from 900 to 1000 naira. These increases in food prices are preventing people from eating properly. You spend money, but your purchasing power decreases. Families are struggling to eat well. A bag of well-refined local rice like Mama Gold or Al-Wabel now sells for 76 to 78 thousand naira, while local Abakaliki rice sells for 62 thousand naira per bag. Let’s say a civil servant earns 60 thousand naira a month, can they afford a bag of rice? Even if they can manage half a bag, can they and their family survive on just rice? People are starving. The federal and state governments need to hear our plea. Citizens are dying from hunger. I appeal to the state governor, Onwa di Imo, His Excellency, Senator Hope Uzodimma, to come to our aid. He’s making efforts, paying workers monthly, but we still need food.’

Obinna Mbachi voiced his concerns, saying, ‘My family’s eating habits have changed. It’s not the fluctuating dollar exchange rate that’s driving up the cost of food. The federal government needs to lower fuel prices. If fuel prices drop, it’ll stabilise the market.

Those trailers that transport goods from the North consume fuel. Even if they buy the goods cheaply, the cost of fuel adds up and gets factored into the price of foodstuff, making it expensive. It’s affecting my family’s ability to afford food. I urge the federal government to cut fuel costs so that food prices can decrease. Many attribute the high food prices to the dollar, but are we buying groundnuts, beans, or rice with dollars? No, we’re using naira. We consume Nigerian rice. So, I believe the main issue is the high cost of fuel. Lowering fuel prices will help the market stabilise.’

George Nwokoro, also known as M.C. Bush, shared, ‘The rise in food prices has made it difficult for my family to afford three square meals. We’ve had to settle for two. We’ve even resorted to farming because everything is expensive. A paint of garri now costs 3200 naira, some are even selling it for 3500 naira, while two wraps of akpu go for five hundred naira. Even a 2000 naira meat cut is merely 12 pieces. Our food intake has decreased due to the high cost of food.’

Onyekwere Edmund, Chairman of Umudurumba Uba Ifakala, expressed, ‘The increase in food prices is affecting my family. Eating even one meal is a challenge, and even drinking garri is becoming difficult. Things have become very expensive. Previously, a paint of garri cost 3,500 naira, and earning money is hard for us. Rice is now beyond our reach. We used to buy foreign rice for 6,000 naira per bag, but now it's priced at 85,000 naira. We are no longer able to eat well. Feeding has become a struggle for us. Before, 3,000 naira a day was sufficient for my family, but now it’s not enough. We can no longer afford to buy enough food. Previously, we could buy fufu at a cheaper price, but now it’s expensive. Even if you manage to buy fufu, garri, and rice, what about the ingredients for cooking them? It’s challenging to prepare a good soup. I appeal to the government for assistance. I have three graduates who are currently unemployed. Can you imagine that even after training three graduates, I am still providing for them? Is that fair? I urge the government to assist us so that we can lead better lives.’

 

Goodwall: Building Walls of Opportunity for Young Minds

By Nightengale Ben-Onyeukwu

Imagine a platform designed by young people, for young people, with a mission to break down barriers and empower a generation. That’s Goodwall, (www.goodwall.io), founded by two brothers Omar and Taha Bawa, who were inspired by their upbringing in a humanitarian family. Motivated by their experiences witnessing the challenges faced by children in refugee camps during their summers, they embarked on a mission to make a difference by creating Goodwall—a platform dedicated to helping young people connect and break down barriers.

Goodwall began as a blog called ‘End Ignorance’ in 2012. Now, it’s a platform that supports over 2 million young people in 150 countries. They work with big companies, the UN, and governments to help young people learn and find opportunities in things like sustainability and education.

Goodwall isn’t just about numbers; it changes lives. For example, Dana, from the Middle East, found support on Goodwall and went on to win awards for her work in STEM. Then there’s Rayyanatu, from Nigeria, who started a business recycling plastic bags into shoes after joining a Goodwall challenge.

These are just a glimpse of the remarkable young people who are using Goodwall to unlock their potential and create positive change. As you read their experiences, you will be amazed by their passion, dedication, and the incredible opportunities Goodwall unlocks.

Dr Prabhisba Sampreeth from India

Here’s my story: I’m a dentist from India. After graduating, I worked for a year at a nearby clinic, where I honed my skills. Soon after, I got married and had to move to a different state in North India, where job opportunities were scarce. Adjusting to the new environment was tough, and I found myself spending most of my time at home. But I’m not someone who likes to stay idle. I wanted more—I wanted to inspire people and take my artwork to the next level by pursuing my hobbies.

However, with limited chances to find a good job, I turned to online platforms. That’s when I found the Goodwall app, and it changed my life. While it wasn’t a conventional job, it gave me the opportunity to grow, meet new people, and stay motivated. So, I started sharing pictures of my artwork, and I realised that people around the world loved it. My talents were appreciated more on Goodwall than anywhere else, and I’m grateful for that.

Goodwall soon became a part of my daily life. There isn’t a day that goes by without me logging into the app to see people, get motivated, and have fun. It’s a fantastic platform for personal growth and improvement. Now, I’m pursuing my master’s degree, and the constant motivation I receive here—whether it’s about academics, hobbies, or routines—keeps me going. I’m proud to be a part of this amazing community. I have over 1,000 followers now and have been consistently winning prizes. Goodwall has not only provided me with money for expenses at times but also helped me become a better version of myself.

Cynthia Nijimbere from Burundi

Hello, my name is Cynthia Nijimbere from Burundi. I am very honored to share my experience with Goodwall, an incredible platform that has changed my life personally, professionally, and financially. I joined Goodwall at the end of 2021, where I began developing communication, problem-solving, and research skills through the application.

Goodwall has helped me gain confidence, develop skills, improve my English, connect with other youth, and share ideas with young people from around the world. My courage, motivation, determination, and patience have helped me win many challenges and access numerous opportunities:

In December 2021, I won the Goodwall Creator Challenge.

In January 2022, I won the Achievement Challenge.

In March 2022, I won the Gender Equality Pitch Challenge.

In July 2022, I won the Protect Wildlife Challenge.

In August 2022, I won the Open17ClimateJustice Challenge.

In August 2022, I won the Transforming Education Challenge, which led to my selection as a youth ambassador for UNICEF and a $5,000 scholarship to Younga as a Youth Delegate.

In December 2022, I won the #OpenHeart Challenge.

In February 2023, I won the #GigLife Challenge.

In May 2023, I won the #Zenzone Challenge.

In June 2023, I won the #CheckYourSources Challenge.

In July 2023, I won the #BeingMe Challenge.

I sincerely encourage other youth from around the world to join this amazing platform, Goodwall. Thank you!Top of Form

Beauty Benedict from Nigeria

Goodwall is a dynamic platform that empowers individuals like myself to connect with a global community, participate in meaningful challenges, and unlock numerous opportunities. I am Beauty Benedict, a blogger from Nigeria. I own the blog Bb-library.blogspot.com I have a diverse skill set in web development, domaining, graphic design, and more, which I’ve been able to expand and showcase through my engagement on Goodwall.

Here are a few standout experiences and achievements from my time on the platform:

1. Volunteer Challenge:

2. Data Unlocked Challenge

3. Women Ruling Tech Challenge: Not only did I win this challenge, but I also earned a scholarship to study free courses on Coursera, including Meta Marketing Analytics and Google Digital Marketing and E-commerce.

4. Creator Challenge:

5. Food4Thought 3rd Grand Winner: My third-place victory in this challenge led to my participation in the 2022 prestigious Snack the System event in Rome, showcasing my innovative ideas on sustainable food systems.

In 2022, my active participation and the network I built on Goodwall led to a recommendation to join the prestigious Wyss Academy Symposium in Switzerland. Although I could not attend due to my commitment to the Snack the System event in Rome, where I proudly represented the third grand place, it highlights the kind of doors Goodwall can open.

Why I Recommend Goodwall:

- Global Opportunities: From networking with professionals across various industries to engaging in global challenges, Goodwall offers a unique platform to grow personally and professionally.

- Diverse Learning Opportunities: The platform offers challenges and resources across multiple fields, allowing users to acquire new skills or deepen existing ones.

- Recognition and Rewards: Achievements on Goodwall are not just badges; they lead to real-world opportunities like scholarships, event invitations, and more.

- Community and Support: The supportive community and the responsive team behind Goodwall make it an enriching experience where everyone is encouraged to thrive.

Goodwall is not just a platform; it’s a launchpad for anyone looking to expand their horizons and impact the world positively. I wholeheartedly recommend it to anyone eager to explore, learn, and grow.

Elizabeth Djulume from Angola

Hi, I’m Elizabeth Djulume from Angola, currently residing in Namibia. I joined the Goodwall platform with the objective of enhancing my communication skills and networking with like-minded individuals. However, I’ve gained much more than that. Through Goodwall, I embarked on my climate advocacy journey by participating in the #Open17ClimateGender challenge and the #ClimateMobility challenge.

On Goodwall, I was fortunate to receive a scholarship for Digital Marketing, significantly contributing to the growth of my career. In 2022, I achieved success by winning the #Youth4Climate challenge, earning a fully funded opportunity to attend the #Youth4Climate event in Rome, Italy. This experience allowed me to connect with global leaders and fellow youth engaged in inspiring and impactful projects within their communities.

These are just a few highlights, but I am truly grateful to the platform for its substantial impact, particularly for my fellow African youth seeking valuable experiences and opportunities.

Obiechina Omeje from Nigeria

My name is Obiechina Omeje, a Nigerian and a member of Goodwall since 2020.

Goodwall is a buzzing community of young minds from around the world, united in a common purpose of improving living conditions in their localities and beyond through various actions, big and small, and collaboration, while also gaining access to several rewards.

Being a Goodwaller has brought many good things my way.

Firstly, I was one of the winners of the ₦18,750 prize during the #Myhero challenge in 2020, where I shared about my female hero: my mother.

Next, in February 2021, I received a scholarship to learn entry-level IT Support on Coursera free of charge, sponsored by the African Coding Network - Umuzi.

Afterwards, through winning the #TransformingEducation challenge in 2022, I was selected as one of twenty UNICEF Africa ambassadors, granting me a scholarship to be a YOUNGA Delegate.

Lastly, I also received another scholarship from Umuzi to partake in a Financial Wellness Course created by Worth.

So the benefits have been numerous: the cash rewards – which are great, but more importantly, the access to many other opportunities and a network of like-minded individuals who are creating the change they want to see in the world.

Anas Hamza Lanko from Nigeria

My name is Anas Hamza Lanko from Taraba State, Nigeria. I’m currently an undergraduate student at Taraba State University, Jalingo, studying Science Education with a focus on Chemistry.

I joined the Goodwall Community in 2020, although I didn’t actively participate in their activities until 2022 during an ASUU strike. It was during this time that I engaged myself in participating in Goodwall challenges.

Goodwall is a thriving online community designed to connect and empower young talents. Indeed, Goodwall transformed me by unleashing my hidden potentials.

Beyond the tangible benefits, Goodwall helped me grow as an individual. I developed essential soft skills such as communication, content creation, mobile videography, teamwork, and time management, which are crucial in my profession as a teacher.

In addition to the skills, I won many challenges in the community, which helped me expand my business as an online vendor. The tokens I received also helped me cover some activities in my academic engagement.

Indeed, Goodwall is a community full of networking, mentorship, opportunities, and a supportive community. Thank you.

Omar and Taha Bawa, Co-founders of Goodwall

Like this post if you believe in the power of youth empowerment!

Comment below and share your thoughts on how platforms like Goodwall can make a difference.

Share this post with your friends and family to spread the word about Goodwall’s mission.

Invite more people to join Goodwall and be part of this amazing community!

Join Goodwall today! (www.goodwall.io) Be part of a global community where you can learn, connect, and create positive change. Together, let's build walls of opportunity for young minds!

 

Can a Regional Planner Become a Saxophone Star? Find Out in Our Interview with Ferric Wondaz!

By Nightengale Ben-Onyeukwu

 

In this exclusive interview, we explore the life and music of Darlington Enang, better known by his stage name Ferric Wondaz, the Saxman. From his roots in Ukanafun LGA to his captivating stage presence, Ferric Wondaz shares his story of passion, dedication, and the relentless pursuit of musical excellence.

With the interview, we were able to uncover the story of Ferric Wondaz’s deep connection to music and the inspirations that have shaped his unique style. From the challenges he has faced to the triumphs he has celebrated, he talked about the highs and lows of his musical journey. Ferric Wondaz also revealed his aspirations for the future and the impact he hopes to make through his music.

Ferric Wondaz the Saxman

Can you tell us about yourself and what you enjoy doing?

I’m Darlington Enang, also known as Ferric Wondaz the Saxman. I come from Ukanafun LGA in Akwa Ibom State. I love music, traveling, sports, and adventures. Whether I’m playing my saxophone, exploring new places, enjoying sports, or seeking thrilling experiences, I’m always up for excitement and fun.

What did you study in school or learn about while growing up?

I studied Regional Planning at the University of Jos, in Jos Plateau State. However, my passion for music started early in life. I enjoyed playing wind instruments such as flutes, recorders, and cornets. As I grew, my fascination with musical tunes, chords, and progressions deepened. This passion ultimately earned me my first scholarship in high school, where I was a proud member of the Assembly band.

How did you start playing the saxophone? What made you interested in it?

After graduating from university, I developed an interest in making the saxophone my primary instrument. So, in 2013, I acquired one and began learning it with passion. Fortunately, my foundation in musical basics made the learning process smoother. I was drawn to the saxophone’s tone and its prominent role in various genres of music, which made the learning journey even more captivating.

What do you hope to achieve in the next few years with your music?

My aspiration is to become one of the best performing saxophonists. I have devoted considerable energy to this pursuit, scoring numerous cover songs with the saxophone, performing at numerous occasions, and being featured in many events during this period.

How do you come up with ideas for your songs?

I find my inspiration for songs in the emotions I can’t quite put into words. Additionally, I draw inspiration from listening to other great saxophonists play, often doing covers of popular songs with my saxophone.

What advice would you give to someone who wants to start making music like you?

Anyone who wants to start a musical career should first and foremost have passion because it makes the journey less stressful. Additionally, consistency and prayer are important, as every achievement comes from God, who shows mercy and grants wisdom.

Do you have any favourite songs or artists that inspire you?

I have a deep love for Jazz and Blues, and whenever I listen to them, I feel inspired. I have several saxophone jazz players I enjoy, such as Grover Washington, Derrick Walters, Dave Koz, and many others. I enjoy listening to a variety of artists, which has contributed to my versatility in genre.

What do you like to do when you’re not playing music?

My life revolves around music; I can’t go a second without practicing musical scales or memorizing my scores. Even when traveling or hanging out with friends, I find myself rephrasing my scores because music is ingrained in me.

Can you tell us about a time when you felt really proud of something you've done in your music career?

I feel proud every time I play the saxophone and see people smiling and dancing. It means a lot to me because I believe I’m fulfilling a purpose. That’s why I sometimes go to parks to play, spreading joy and putting smiles on people’s faces. When people invite me to perform at events, it's a source of pride for me because it shows that my efforts are appreciated. It also motivates me to continue improving, as I see my growth with every event I attend.

Can you share a funny or interesting story from your experiences as a saxophonist?

One funny experience I had on this journey was during my first performance on stage with my saxophone. The tension I felt almost made me forget the key and notes, and my tone was cracking due to stage fright. It was a crazy experience, but I managed to overcome it, and that marked the beginning of my journey towards greatness.

Ferric Wondaz

 

 If you enjoy smooth saxophone covers, Ferric Wondaz is here to deliver just that!

Listen on Audiomack:

Username: Ferric Wondaz

Follow on Social Media:

Facebook: Ferric Wondaz

Instagram: Ferric Wondaz

For Booking enquiries:

Contact via WhatsApp: +2348025389951

Experience the magic of saxophone covers and elevate your musical journey with Ferric Wondaz!

On this day, 18th of April which is your birthday, Ferric Wondaz, may you find moments of joy, reflection, and celebration surrounded by loved ones and filled with the music that defines your soul. Here’s to another year of making beautiful melodies and leaving an indelible mark on the world through your music.

Wishing Ferric Wondaz a fantastic birthday filled with joy, music, and wonderful memories!

Happy Birthday, Ferric Wondaz! Keep shining bright like the saxophone star that you are!

Honest G Music: 13 Years of Cultivating Nigeria’s Raw Talent with Authentic Beats

 

By Nightengale Ben-Onyeukwu

Honest G, CEO of Honest G Music

For 13 years, Honest G Music has been a vibrant force in Nigeria’s music scene. Led by the passionate Williams Loveday Nwagboso, the studio isn’t just about creating music; it’s about cultivating genuine talent and crafting honest sounds that resonate with listeners.

Honest G Music prioritises raw talent and empowers up-and-coming artists. They offer a platform for these rising stars to express their unique voices and stories. Their dedication results in a diverse soundscape, encompassing soulful gospel that uplifts the spirit, pulsating Afrobeat rhythms that get your body moving, and thought-provoking hip-hop verses that paint vivid narratives.

This dedication to authenticity extends beyond the studio walls. Nwagboso, a tireless advocate for his artists, leads the charge in promoting their work. Through radio appearances and electrifying performances, they strive to build a loyal fanbase for their artists, one honest beat at a time.

As Honest G Music continues its journey, one thing remains constant: their commitment to nurturing Nigerian talent and creating music that reflects the true spirit of the country.

Can you please introduce yourself and tell us about your role as the CEO of Honest G Music?

Hello everyone, I’m Williams Loveday Nwagboso, CEO of Honest G Music. I hail from the Igbo lineage of Ndoki in Ukwa, Abia State, Nigeria, and grew up in a family of five, with me being the lastborn. My educational journey led me to the northern part of Nigeria, specifically Niger State.

In my role as CEO, I wear many hats. My primary focus is ensuring that our music stays true to our name—honest. I’m committed to staying true to our sound and ensuring our artists get the recognition they deserve. Our promotional efforts are relentless because I believe in the talent we have, and I won't rest until our music reaches the masses.

Could you share a bit about the artists you work with and the type of music your studio produces?  

Speaking of our artists, we’ve had the privilege of working with a diverse range of talent, including Bahbah Richie, DJ Ogboy, JP Emotion, Star C, T Spice, and many others—over 500 in total.

As for the music we produce at Honest G Music, we cover a wide spectrum. From uplifting gospel tunes to infectious Afrobeat rhythms, from the pulse of hip-hop to the smooth vibes of reggae, our studio is a melting pot of musical genres. We strive to create music that resonates with diverse audiences while maintaining an authentic and honest expression of our artistry.

How long has Honest G Music been in existence, and what inspired you to start your own music studio?

Honest G Music has been around for 13 years now. I started my own music studio because I realised it was the best way to support young artists in the streets and also help myself financially. Running a studio requires money, and I knew it wouldn't be easy, but I was determined to make it work.

You recently spearheaded a tour with your team visiting different radio stations. Can you tell us more about that experience and its purpose?

Yes, indeed, we’ve embarked on a tour visiting various radio stations to promote our music and engage with listeners. So far, we’ve had the pleasure of visiting four stations: Real FM, Buzz FM, Redemption FM, and AKBC Radio FM.

Each visit was a unique experience filled with excitement and anticipation. It was an opportunity for us to showcase our music, share our stories, and connect with the audience on a personal level.

At each station, we were warmly welcomed by the staff and given the chance to talk about our journey in the music industry, the inspiration behind our songs, and our vision for the future. We also had the privilege of hearing feedback directly from the listeners, which was invaluable in understanding their preferences and interests.

The purpose of this tour was multi-faceted. Firstly, it allowed us to reach a wider audience and increase awareness of our music. Secondly, it provided us with a platform to build relationships with radio hosts and industry professionals, which could lead to future collaborations and opportunities. Lastly, it reinforced our commitment to grassroots promotion and engagement, ensuring that our music resonates with local communities and beyond.

Overall, the tour has been an enriching experience, and we look forward to continuing our journey of sharing our music with the world, one radio station at a time.Top of Form

What would you say is the finest recorded music to come out of Honest G Music so far, and why? 

‘Dara,’ ‘Kapital No,’ ‘My Hustle,’ ‘Money Matters,’ and ‘Na De Way’ by BahBah Richie are undoubtedly some of the standout recordings from Honest G Music. This collection of tracks captures attention, with its thematic depth and musical brilliance. It addresses the universal struggle for financial stability while emphasizing the importance of staying true to oneself. BahBah Richie’s emotive vocals and compelling storytelling further elevate the songs, making them a must-listen for anyone seeking authentic and impactful music.

What are some of the biggest achievements Honest G Music has accomplished since its establishment?

Through the grace of God, I’ve tirelessly poured my energy into various endeavours, always striving to give my best. However, my primary passion lies in nurturing the talent of artists, with a particular focus on individuals like Bahbah Richie.

Looking ahead, where do you envision Honest G Music in the next three to five years?

Looking ahead, I envision Honest G Music reaching new heights in the next three to five years. With a message that resonates deeply, I see us expanding our reach globally, sharing our music and stories with audiences around the world.

What advice would you give to aspiring musicians or individuals looking to venture into the music industry, particularly in your genre?

My advice to aspiring musicians or those looking to enter the music industry, especially in our genre, is to approach music as a business venture. Many perceive music solely as a creative pursuit, but understanding its business side is equally crucial. Learn about marketing, promotion, contracts, and finances to navigate the industry effectively.

Networking is essential; connect with fellow musicians, producers, promoters, and industry professionals. Collaborate with others, attend events, and utilize social media to build your presence.

Stay true to your artistic vision and values. Authenticity resonates with audiences and sets you apart in a competitive industry. With dedication, strategic planning, and authenticity, you can turn your passion for music into a successful career.

Aside from music production, do you have any other passions or interests? Could you tell us a bit about them?

Aside from music production, I have several other passions and interests. I enjoy creating skits, particularly comedic ones, which allows me to showcase my sense of humor and storytelling abilities. Additionally, I have a keen interest in movies, both watching and producing them. In fact, I own a movie house where people can come together to enjoy films.

Furthermore, I’m involved in event planning, leveraging my organizational skills to create memorable experiences for various occasions. Whether it's a concert, a festival, or a corporate event, I enjoy the process of bringing people together through carefully curated events.

Overall, these diverse interests complement my work in music production, allowing me to explore different avenues of creativity and expression.

Lastly, could you explain the significance of the ‘G’ in Honest G Music and why you chose that name for your studio?

Lastly, the significance of the ‘G’ in Honest G Music stems from my school days when I was affectionately called ‘G’ for ‘General.’ The name Honest-G reflects my commitment to honesty and integrity in all aspects of my life and work. It signifies that I am honest and genuine in my dealings with others, both personally and professionally.

Honest G

Honest G

From left to right, Honest G; Mummy Jen-Programme Manager Buzz FM; and BahBah Richie

From left to right, BahBah Richie; Erzi-Presenter Buzz FM; and Honest G

BahBah Richie (Left), Honest G

From left to right, Inimfon Udoinyang (Ekpamkpud); Honest G; Rocky Fella Nsudo; and BahBah Richie

From left to right, Inimfon Udoinyang (Ekpamkpud); Ifiok Effiong; Honest G; Rocky Fella Nsudo; and BahBah Richie

From left to right, Honest G Music team on their radio tour:  Honest G (Mr. Williams Loveday)-CEO Honest G Music; Ferric Wondaz- Saxophonist; Inimfon Udoinyang (Ekpamkpud)- Manager Honest G Music; and BahBah Richie- Lead Singer.

Want to experience the next wave of Nigerian music stars? Follow Honest G Music on social media! Stay updated on their latest releases, behind-the-scenes footage, and upcoming events!

Find them on:

Twitter: @HonestGMusic1

Facebook: Honest G Blissful

YouTube: @honestgtv042

Whatsapp: 09079849319

Here are the links to find more about Honest G Music:

Songwhip: https://songwhip.com/honestg

Audiomack: https://audiomack.com/honestg

Download ‘Bless Your Child’ video: https://9jaflaver.com/download-video-honest-g-bless-your-child/

https://alabareports.com/?s=Honest+g

https://eyesoflagos.com/2022/08/10/honest-g-hustle/

Next Big Star? Watch Out for Bahbah Richie as He Turns Up the Volume on His Birthday

By Nightengale Ben-Onyeukwu

Bahbah Richie

Today marks a special day in the world of music as Bahbah Richie, the talented music artiste from Akwa Ibom State, celebrates his birthday. As fans around the globe join in the festivities, it’s a perfect opportunity to reflect on Bahbah Richie’s remarkable journey and the impact he has made in the music industry.

Born and raised in the vibrant culture of Akwa Ibom, Bahbah Richie’s passion for music ignited at a young age. His unique blend of Afrobeat rhythms, soulful melodies, and captivating lyrics quickly captured the hearts of music lovers everywhere. From humble beginnings to soaring heights, Bahbah Richie’s rise to stardom has been nothing short of inspiring.

With hit songs like ‘Kapital No’ that got fans believing in themselves, Bahbah Richie has become a household name in the Nigerian music scene and still soaring far. His infectious energy and undeniable talent have earned him accolades and admiration from fans and critics alike.

But Bahbah Richie’s journey is not just about music; it’s about connecting people through the universal language of melody and rhythm. His music transcends borders, bringing joy and unity to listeners across the globe.

As Bahbah Richie celebrates another year of life, let us join together in applauding his achievements and wishing him continued success in the years to come.

Happy Birthday, Bahbah Richie! Your music has touched our souls, and we eagerly await the next chapter in your extraordinary musical journey.

Get ready for the exciting release of Bahbah Richie’s second album, ‘ABC of Realities,’ launching in October! This highly anticipated album promises to deliver even more unforgettable melodies and inspiring lyrics.

Bank charges: Customers bemoan multiple debit alerts

 

By Nneoma Ahukanna and Nightengale Ben-Onyeukwu

Pius Ogbuehi, a POS operator

 In the wake of current prevailing economic challenges confronting majority of Nigerians, the added discomfort of receiving unwanted bank debit alerts which eat into the little savings a customer has miraculously been able to keep in that financial situation is a huge concern.

Victims of such debits through what is referred to as bank fees or charges or even fraudulent double debits, expressed distress over these experiences.

One victim of double bank debit alerts recounted her tale of woe and the efforts made to rectify the problem.

Mrs Adaku Ibe (real names withheld) said she had gone to a popular mall along Orlu road and made purchases which she paid for using her bank debit card (commonly referred to as ATM card. However, there was no signal from the POS machine at the check-out point, so the Cashier borrowed her neighbour’s Point of sale (POS) machine to repeat the transaction which was successful.

‘To my dismay, I was debited twice. Instead of one debit N5, 785, I got two debit alerts of that amount. I went back to the cashier to correct the error but I was told to go to my bank to rectify it.’

I took the receipt for the first failed transaction which had been purportedly aborted by the POS machine and also the receipt for the second successful transaction’

To cut the long story short it took me three visits to the bank, hours of time spent and explanations before it was rectified.’ This whole process took three weeks.’ I’m very fortunate because a colleague of mine forfeited almost eleven thousand Naira as a result of similar experience which the bank refused to resolve. They kept telling her to wait for two weeks for the refund Everytime she returned to them at the end of the two weeks. That was last year. Up till today nothing has been done’

Nigerians are mad at their banks! They feel like the banks are always taking little bits of money from them with all these charges. There are fees for keeping your money in the bank (maintenance fees), fees for getting text messages about your money (SMS alerts), and even some hidden charges that nobody understands.

The bank managers say these fees are needed to keep the bank running and pay the government taxes. They even say the text message fees help protect your money from thieves.

But Nigerians aren’t buying it. They think the fees are too high, especially when many people are already struggling financially. They want the banks to be honest about why they charge these fees and make them more fair.

Some people are even switching to other ways to handle their money, like phone apps, because they charge less or no fees at all.

The bottom line is, Nigerians want their banks to be on their side, not take advantage of them. They want clear explanations, fair fees, and to know their money is safe.

Mr. Okere R Maduabuchi, Manager of Mbaitoli Microfinance Bank, explained, ‘There are various factors that contribute to bank charges. We have Maintenance Charges, taxes, and VAT. These all constitute bank charges. As individuals carry out transactions, the number of transactions increases the charges they incur or the debits they receive. For instance, when someone pays salaries through their bank, they are charged per transfer they make, resulting in numerous debit alerts. Maintenance fee is a fixed rate charged to every account holder, serving as a means for the bank to generate revenue to offset operational expenses. Additionally, the increase in service charges from our IT vendors and other service providers necessitates such charges, which we refer to as maintenance charges.’

He continued, addressing SMS Alert Charges, stating, ‘These charges are levied by the bank for text messages sent to customers regarding their account transactions, whether debit or credit. One advantage is that it keeps customers informed about their account activities. Without such alerts, customers might remain unaware of any unauthorized transactions, potentially leading to financial loss. Thus, SMS alerts prove beneficial to customers.’

Mr. Maduabuchi then discussed Value Added Taxes (VAT), saying, ‘VAT is a tax collected by the government. However, the specific utilization of these funds is often undisclosed in account statements. Further, we have Withholding Tax, which is also remitted to the government. Government oversight extends to all accounts held with us, and these charges contribute to government revenue.’

He concluded by highlighting the bank's commitment to transparency and regulatory compliance, stating, ‘We incur significant expenses paying various agencies, and any attempt to tamper with customer accounts would lead to public outcry. However, some charges, like those mentioned, are unavoidable. Before implementing such charges, they undergo multiple approval stages. It's not a decision made arbitrarily; rather, it's a carefully considered process.’

Dr. Nelly CC Anyanwu expressed her concerns, saying, ‘We are facing troubles here, whether it’s within the banking system or elsewhere. Just recently, at the Amakohia Flyover around six in the evening, a man was kidnapped. Even within the bank, if someone passes away, their relatives face problems accessing the deceased’s funds. The manager may lay claim to the money, leaving the relatives in a difficult situation. If you don't assert your rights, you may never receive what is rightfully yours. What exactly are the banks doing with the money they charge customers? If the Payable on Death form worked as intended, it would alleviate some of these issues. However, in reality, it's not functioning effectively. Instead, funds are being siphoned off, and legitimate claims are being neglected. People deposit money in banks with the expectation of security, but instead, it seems the bank managers and others exploit these funds without accountability. There’s a blatant disregard for tracing the rightful owners of unclaimed funds; instead, they are squandered. Ineffective banks should either be shut down or merged. Many individuals are losing faith in the banking system due to its inefficiency and lack of accountability. We often blame the broader issues in Nigeria without acknowledging that corruption within the banking sector also contributes significantly. We need a complete overhaul of the systems in Nigeria. For instance, it’s alarming how quickly bankers amass wealth without transparent means. The current hiring practices in banks lack integrity; they often prioritize connections over qualifications. Only divine intervention can rectify the dire situation facing ordinary citizens. It’s absurd how customers are arbitrarily debited without justification.’

Pius Ogbuehi, a POS operator, shared his perspective, stating, ‘Take Moniepoint, for example. As a beginner, the charges are steep, like deducting 100 naira for a 20,000 naira withdrawal. However, for transfers, regardless of the amount, they only charge 20 naira. As you progress in levels, such as reaching Mega Star level 5, the charges become more reasonable, like 90 naira for a 20,000 naira withdrawal. Plus, you start receiving bonuses on transactions. Personally, I prefer services like Moniepoint, OPay, or PalmPay over traditional banks because the latter tend to overcharge. For instance, I’ve noticed discrepancies in my UBA app balance, with funds mysteriously disappearing and vague explanations for charges. With PalmPay, OPay, or Moniepoint, the deposited amount remains consistent over time. Their transaction processes are similar to traditional banks’, yet they offer lower transfer fees, sometimes even for free. It’s puzzling whether they operate under different policies, but to me, they’re all commercial banks. Accessing loans can also be easier through these apps compared to traditional banks, which often have stringent policies and bureaucracy hindering access to credit, despite the arduous process they subject customers to.’

Prince Ifeanyichukwu Edward Moses Ikemenanwa Nwosu Nwokororie voiced his concerns, saying, ‘I strongly believe that the bank charges imposed on customers’ accounts are excessive. Whether it’s 54 naira monthly or any amount, it’s simply too much. In a country purportedly known as the Giant of Africa, it’s disheartening to witness citizens struggling to make ends meet while both state and federal governments seemingly overlook their plight. Yet, despite these challenges, banks persist in penalisng people through exorbitant charges. It’s simply unjust, my dear.’

He continued, highlighting a particularly troubling aspect of his experience, ‘One of the most egregious aspects is that regardless of whether you’re making withdrawals or not, the bank continues to levy charges against your account. It’s a testament to the cruelty within our country, perpetuated by these incessant bank charges.’